|Hello Mervelee |
Many people think they can spot a scam a mile off. And yes, it’s easy when fake messages contain bad English or clumsy mistakes. But scammers have upped their game. MM Updates: I was the victim of scammers on a few occasions from 2004 when I begged the www.icsouthlondon.co.uk to publish my story. I was scammed via my bank and others were involved. I had to take my claim to the Financial Ombudsman. From that time I have been treated like a criminal by the authorities. If I did not have a British Passport the Police would not have acted. But I was accused by the Banks as been responsible for the fraud. The other Bank allowed someone to take out a new account to deposit the cheque and withdrew the amount. I was not diagnosed with Chronic Anxiety until 18/07/2006 to do my Health & Social Care exam sponsored by http://unison.org.uk.
They’re now impersonating banks, retailers and official organisations using emails and texts that look and sound much more professional. We’ve never seen scammers being this sophisticated, and they can catch anyone out – even the experts. And the problem is getting worse. Up to 84% of people believe they’ve been targeted directly by scams during the past year. If you don’t want to be the next victim, be suspicious of every text, email and call you receive, when it comes to your money. MM Updates: I have been doing my bit to help others not falling victims to scammers especially since I was targeted by Julie Powell and Winsome Duncan www.peachespublications.co.uk and Ryan Clement https://www.ryanclement.com. Let me give an insight into how I became a victim. I was targeted by Julie Powell when in trying to find someone to confide in after my job was taken away, she identified my vulnerability and borrowed my money. She tried to set up a male friend to scam me, but thank God this man is a decent bloke and we continue to be on speaking terms. When I meet Winsome Duncan at a Gerry Robert free training we ended up having an Engagement Agreement. We had developed a relationship that I trusted her to tell her that Julie Powell borrowed my money and I was having trouble getting it back. Little did I know the patterns used by scammers against the vulnerable. It did not stop there because Winsome Duncan introduced me to her Employment Barrister who it later turned out groomed her.
I have taken Ryan Clement to the Small Claims Court on advice of Barrister Sally Robert when she said I should report him for taking my money to represent me at the EAT. Want to know more about the developments in my claims with http://judicialconduct.judiciary.gov.uk please visit https://fight4justiceadvocacy.business.site for more.
|Tony Callaghan’s top tips Former police chief and fraud expert |
Question everything One of the key skills I’ve learnt is to always ask questions – even if you think it’s a simple request or transaction. A message may look like it’s for a business you’re familiar with, but scammers can easily impersonate companies. Double-checking all the details will help you keep safe. Work in a team If you’re ever suspicious that something is not quite as it seems, you should always call for backup, whether it’s from a family member, friend or colleague. Remember, we’ll never ask you to make a payment out of your account to ‘keep it safe’. No bank or reputable organisation would ever ask you to do this.
Take your time As a police officer, there are times where I have to make a decision in a nanosecond, but generally, you don’t have to make a decision instantly. The same goes in everyday life. Don’t be pressured into making payments from your account. Always ask yourself if it makes sense for a company to be contacting you.
Trust your instinct And finally, in the force we know to trust our gut: if something seems too good to be true, then it almost always is. Avoid clicking on links in emails and texts, especially if the message is unexpected. If you’re at all suspicious, phone the company using a trusted number to confirm it’s from them.
|Latest scam – Covid-19 vaccine passport advance fee scam|
|This latest email scam claims to be from the NHS. It advises you to click a link to apply for a ‘digital coronavirus passport’. Once through, you’ll be asked for personal and payment details to pay an admin fee. If you receive an email like this, don’t click on the link or give out any details. Check out the official NHS and gov.uk websites first. |
Crypto Scams Everyone is talking about cryptocurrency at the moment. But beware of people you don’t know offering to invest your money in Bitcoin or other currency, especially if they open a wallet for you, or you can’t access that wallet. Scammers are posing as sales staff and creating professional-looking adverts to get you to buy into this “once-in-a-lifetime opportunity”. Unless you really understand this relatively new area of finance, it’s best to get the opinion of a qualified adviser and check the FCA website first.
|Prevent scams. Stop. Challenge. Protect. To find out more, search ‘scams’ on our website.|
|*Mortar Research study of 2,000 participants, May 2021.|
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Barclays Bank UK PLC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk.
Security We never send emails that ask for personal or security details. If you receive an email like this claiming to be from Barclays, you should not reply to it or follow any links it contains – just forward it to email@example.com and then delete it. Links in our emails will only take you to pages containing information about Barclays products, services or partners. If such a page is part of another company’s website, that company’s terms, conditions and privacy policies will apply.
Confidentiality This email is confidential, so if you have received it by mistake, or it isn’t addressed to you, please delete it. It may also be privileged, which means you do not have to disclose it as part of legal proceedings.